Terms and Conditions
Last Updated: 25-04-2022
Welcome to Crestpoint Savings Union. By accessing or using our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree, you should not use our services.
1. General Use of Services
Crestpoint Savings Union provides financial products and services including savings, investments, and loan facilities. By using our services, you confirm that you are at least 18 years of age and capable of entering into legally binding agreements. You agree to use our services only for lawful purposes and in accordance with these Terms and Conditions.
2. Account Registration and Security
To access certain services, you may be required to open an account with us. You agree to provide accurate, complete, and up-to-date information during the registration process. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Crestpoint Savings Union will not be liable for any loss or damage arising from unauthorized use of your account.
3. Deposits, Withdrawals, and Transactions
All deposits and withdrawals must comply with our policies, applicable laws, and regulatory requirements. Transaction limits, charges, and processing times may apply. Crestpoint Savings Union reserves the right to review, delay, or decline transactions if we suspect fraud, money laundering, or any illegal activity.
4. Privacy and Data Protection
Your privacy is important to us. We collect and process your personal information in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and storage of your information as outlined in the policy. We implement reasonable security measures to protect your data but cannot guarantee absolute security.
5. Intellectual Property
All content, logos, designs, and materials on our website and platforms are the property of Crestpoint Savings Union or its licensors. You may not reproduce, distribute, modify, or use any content without prior written permission. Unauthorized use may result in legal action.
6. Limitation of Liability
Crestpoint Savings Union provides its services on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the reliability, accuracy, or availability of our services. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.
7. Termination of Services
We reserve the right to suspend or terminate your access to our services at any time, without prior notice, if you breach these Terms and Conditions or engage in fraudulent or unlawful activities.
8. Amendments
Crestpoint Savings Union may update these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. We encourage you to review this page regularly to stay informed. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Insert Country/State]. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in [Insert Location].
10. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
📧 Email: info@crestpointsavingsunion.com
📞 Phone: +(1)845-683-6884
📍 Address: 2556 Elm St, Dallas, TX 75226, United States