Granisla Loan Services
Our Loans help people finance large purchases, cover unexpected expenses, or fund goals like education or business growth.
- Commercial PropertyInsurance
- Budget Friendly Theme
- General liabilityInsurance
- Happy Customers
| Loan Type | Purpose | Secured? | Notes |
|---|---|---|---|
| Personal Loan | Debt consolidation, major purchases, emergencies | ❌ Usually unsecured | Fixed or variable interest |
| Auto Loan | Buying a car | ✅ Secured by the vehicle | Terms: 3–7 years |
| Home Loan / Mortgage | Buying a house | ✅ Secured by the home | Long terms: 15–30 years |
| Student Loan | College or education expenses | ❌ (Gov’t loans usually unsecured) | May be subsidized/unsubsidized |
| Business Loan | Start or grow a business | ✅/❌ Depends on collateral | May require a business plan |
| Home Equity Loan / HELOC | Borrow against home equity | ✅ Secured by your home | HELOCs act like revolving credit |
Our Loan Terms
Principal – The original amount you borrow
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Interest – The cost of borrowing, usually shown as APR (%)
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Term – The length of time to repay the loan
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Monthly Payment – The fixed or variable amount due each month
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Secured vs. Unsecured – Secured loans require collateral (e.g., a car or home), unsecured do not
